VA Loans Clarksville TN – You’ve earned it

VA Loans Clarksville TN

 

VA Loans Clarksville TN

Are you looking to use your VA Loan in Clarksville TN?  You worked hard and dedicated a large portion of your life to the armed forces for your VA Eligibility so why not use it to buy a home for you and your family?

We have lenders standing by that allow as low as a 600 credit score, no money down.

STOP paying rent and OWN your home.
VA Loans Clarksville TN
VA Loans Clarksville TN – We are experienced Realtors and lenders who work closely with veterans to make sure your home buying process goes smoothly as fast as possible.

We are located in Clarksville TN, home to Fort Campbell Army Post.

Home ownership programs in Clarksville TN

Home Ownership Programs 

 

Money issues often stand in the way of homeownership. A survey by rental service Apartment List found that 80 percent of millennial renters want to buy a home, but most say they can’t afford to.

What you may not realize is that many first-time homebuyer programs and grants offer financial help, and you may be eligible for various types of assistance.

 

home ownership programs

Here are four first-time homebuyer programs and grants designed to help you land a great mortgage and get a place of your own and the best part is, most of these are available here in Clarksville TN.

There are other programs such as Native American Direct Loan, FHA Section 203(k), Energy-efficient mortgage (EEM), Fannie Mae HomePath and Local Grants/Programs but we will focus on the ones used most around the Clarksville TN area.

The most common Home Ownership Programs in Clarksville TN

1. FHA loan

In an FHA loan, the Federal Housing Administration insures the mortgage. The FHA is an agency within the U.S. Department of Housing and Urban Development (HUD).

The FHA’s backing offers lenders a layer of protection, meaning that your lender won’t experience a loss if you default on the mortgage.

FHA loans typically come with competitive interest rates, smaller down payments and lower closing costs than conventional loans.

If you have a credit score of 580 or higher, you could be eligible for a mortgage with a down payment as low as 3.5 percent of the purchase price. If your credit score is lower than 580, you still might qualify for an FHA mortgage, but the down payment would be at least 10 percent of the purchase amount.

 

2. USDA loan

While not well known, the U.S. Department of Agriculture (USDA) has a homebuyer assistance program.

While the program focuses on homes in certain rural areas, you don’t need to buy or run a farm to be eligible.

The USDA guarantees the home loan. There may be no down payment required, and the loan payments are fixed.

Applicants with a credit score of 640 or higher typically get streamlined processing. With a credit score below 640, you still can qualify for a USDA loan, but the lender will ask for extra documentation about your payment history.

Keep in mind that there are income limitations, which can vary by region.

 

3. VA loan

The U.S. Department of Veterans Affairs (VA) helps active-duty military members, veterans, and surviving spouses buy homes.

The VA guarantees part of the loan, making it possible for lenders to offer some special features. VA loans come with competitive interest rates and require no down payment. You aren’t required to pay for private mortgage insurance (PMI), and a minimum credit score isn’t needed for eligibility.

If it becomes difficult to make payments on the mortgage, the VA can negotiate with the lender on your behalf.

 

4. Good Neighbor Next Door

The Good Neighbor Next Door program, sponsored by HUD, provides housing aid for law enforcement officers, firefighters, emergency medical technicians and pre-kindergarten through 12th-grade teachers.

Through this program, you can receive a discount of 50 percent on a home’s listed price in regions known as “revitalization areas.”

Using the program’s website, you can search for properties available in your state. You must commit to living in the home for at least 36 months.

Contact your local Realtor or Loan Officer and ask about what is available in your area and if you qualify.

 

Home Ownership Programs in Clarksville TN

Ron Dayley
Coldwell Banker CM&H
111 S. Riverside Dr.
Clarksville TN 37040
931-552-1700 office
931-249-6598 cell
www.clarksvillehomesales.us

Each Coldwell Banker office is independently owned and operated

 

Home Ownership Programs

KY Lake home for sale | Lakefront land for sale

KY Lake Home for Sale

 

KY Lake is a very popular destination for outdoorsmen in the mid-south. Hunting, hiking, mountain biking, OHV, and fishing are some of the main reasons people love Land Between the Lakes or LBL which sits between KY Lake and Barkley Lake on the Tennessee/Kentucky border. KY Lake Home for Sale.

KY Lake home for sale KY Lake homes for sale

www.dovertnrealestate.com  Check out all the current home and Land listing for KY Lake and the Dover TN area.

 

Ron Dayley
Coldwell Banker CM&H
111 S. Riverside Dr.
Clarksville TN 37040
www.clarksvillehomesales.us 

Clarksville Homes for sale | Homes for car lovers.

Clarksville Homes for sale | Homes for car lovers

Clarksville Homes for sale for car lovers
This one needs to be installed at the time the house is built but it really truly is awesome to have.

clarksville homes for sale
Clarksville Homes for sale | Homes for car lovers.

If you are a car person and you are looking to buy a home or a home owner looking to sell your house lets talk about how to make you house a little more marketable.  Now I’m not talking about your average house, I am talking about a house that already has a 4-6 car garage and an exclusive price tag.  If you are trying to sell a $600,000+ house with a 6 car garage, why not market your home to a car lover, after all you have a 6 car garage and the odds are you and the new owner are both car people.

Clarksville Homes for sale | Homes for car lovers.
Car lifts only cost about $1800.00 and it may be what sets your house above the other homes on the market.
Clarksville Homes for sale for car lovers

Just like a waterfront house with a boat lift may be what sways you over an equivalent waterfront home without a lift, why not make your house stand out a little above your competition.

[embedyt] http://www.youtube.com/watch?v=J7xrB96RMN4[/embedyt]

Ron Dayley
Coldwell Banker – Conroy, Marable & Holleman
111 S. Riverside Dr.
Clarksville TN 37040
931-552-1700 office
931-249-6598 cell

www.ClarksvilleHomeSales.us

each office independently owned and operated

Merry Christmas Clarksville TN | Small Town Charm

Merry Christmas Clarksville TN
Merry Christmas Clarksville TN

 

Merry Christmas Clarksville TN. Own town is a beautiful city during the Christmas season.  The Downtown area transforms into a storybook small town with the lights along Franklin St and the Riverwalk.

Make Clarksville you home and enjoy the all the charms of a small town and the convenience of a large town.  Welcome home and enjoy the good life.

Ron Dayley
Coldwell Banker CM&H
111 S. Riverside Dr.
Clarksville TN 37040
931-552-1700 office
931-249-6598 cell
www.clarksvillehomesales.us 

Each Coldwell Banker office is independently owned and operated

Savannah West Clarksville TN 37043

Savannah West neighborhood Clarksville TN 

 

Savannah West Clarksville TN One of the most sought after neighborhoods in Clarksville TN is Savannah West.  Homes here range from the mid $220k to mid $300k.

This beautiful home is 3600+ SF,  5 bedrooms (2 ground floor masters), 3.5 baths, mudroom. It features extra large kitchen, formal dinning room, master and bonus room. 2 stairways and a 4 season patio with fireplace and a in-ground saltwater swimming pool.

Savannah West. 2706 Runnymeade Dr. Clarksville TN 37043, 5 bedroom home for sale 2706 Runnymeade Dr. Clarksville TN 37043. Savannah West Neighborhood Exit 11 off Old Farmers Rd.

 

Ron Dayley – Realtor
Coldwell Banker
931-552-1700 office
931-249-6598 cell
www.clarksvillehomesales.us 

Clarksville Homes for sale

clarksville tn homes for sale

Clarksville TN Homes for Sale.

 

8 Easthaven
https://youtu.be/luvxQY59tgA

320 Farmington
https://youtu.be/aaynOfZae6E

2590 Alex Overlook Way
https://youtu.be/QH1cZxMZa8o

 

Sango area homes for sale; 8 Easthaven and 2590 Alex Overlook Way.
Exit 8 area home for sale; 320 Farmington

These are all gorgeous homes and move in ready.

*our homes are always changing so please check our main site for current listings. 

Ron Dayley
Coldwell Banker CM&H
111 S. Riverside Dr.
Clarksville TN 37040
931-552-1700 office
931-249-6598 cell
www.clarksvillehomesales.us

each Caldwell Banker office is independently owned and operated

Clarksville TN Real Estate agents | Clarksville’s Top REALTORS

Clarksville TN Real Estate agents

 

Clarksville TN Real Estate agents aren’t all the same, real estate is changing at a rapid rate.  The techniques to find buyers and sellers are different now then they were just a few years ago. The old school real estate agent that sold your parents their home may still be in the business but I can promise you that they are struggling to keep up with the new breed of REALTORS that are tech savvy.

 

New breed of REALTORS | Clarksville TN Real Estate agents

Most REALTORS want to List your home because that is the easiest way for them to make money.  They throw your house in the MLS which is picked up by Realtor.com, Zillow and all the other services in hopes that one of the hundreds of other real estate agents in your area will show and sell your home.  To me, that isn’t worth the commission that they charge, I want a REALTOR that is out there hustling and working to get me house in front of buyers.

Clarksville TN Real Estate agents

Research has shown that over 90% of all home buyers use the internet to search for their homes, most home buyers will find the house they like on the web and then ask their realtor about it.  Shouldn’t your Agent look for and find the house for you (that’s a subject for another blog)?

Today’s modern REALTOR should be SEO, digital marketing and website development knowledgeable in addition to all the old school way of marketing.

Clarksville TN Real Estate agents

Clarksville TN Real Estate agents have been slow to keep up with today’s technology and service models.  Concierge REALTORS are a recent development in bigger cities and Clarksville’s only Concierge REALTOR is Caldwell Banker CM&H’s Ron Dayley.  Ron’s higher level of service and technical know how has won him Top Sale Agent award and high praise from his clients.

 

commercial and residential real estate sale in Clarksville TN
Ron Dayley can be found online at the following sites:

www.Clarksvillehomesales.us

Facebook 

Linkedin

 Ron Dayley
Coldwell Banker CM&H
111 S. Riverside Dr.
Clarksville TN 37040
931-552-1700 office
931-249-6598 cell
www.clarksvillehomesales.us

Clarksville TN Real Estate agents

Custom Built Luxury Homes for sale in Clarksville TN

Custom Built Luxury Homes for sale in Clarksville TN

Custom Built Luxury Homes for sale in Clarksville TN

Homes for sale in Clarksville TN

Custom Homes in Clarksville TN built to and beyond your specs. Homes are built on acrage, waterfront, or in a upscale neighborhood. Ron Dayley will find you the best builder for the job and the perfect piece of property to build your DREAM home. Ron will oversee the entire process for you.

Custom Built Luxury Homes for sale in Clarksville TN

Custom Luxury Homes are one of life’s greatest pleasures. Nothing is as rewarding as coming home to a house that you yourself designed.

New Home Construction in Clarksville TN


Have your new custom home built exactly the way you want it, where you want it.

Custom Built Luxury Homes for sale in Clarksville TN

 

For more info on Luxury Home Builders in Clarksville TN, CLICK HERE

Ron Dayley
Coldwell Banker CM&H
111 S. Riverside Dr.
931-552-1700 office
931-249-6598 cell

www.ClarksvilleHomeSales.us

each office independently owned and operated

Custom Built Luxury Homes for sale in Clarksville TN

Dover TN homes for sale – Waterfront homes for sale.

Dover TN homes for sale
dover tn homes for sale

Dover TN homes for sale

The Town of Dover is full of fun recreational opportunities and historical treasures. It is a small town with hometown charm, community values and a relaxing atmosphere. Dover is set between Clarksville TN and Murray KY.  The town is located in northern middle Tennessee and is the gateway to Land Between the Lakes National Recreational Area as well as the home of historic Fort Donelson National Park. The town is home to a community of 1,451 and is surrounded by natural beauty of the Cumberland River.

Dover TN homes for sale include waterfront homes on the Cumberland River.  Houses on Land Between the Lakes and many smaller rivers, creeks and streams.

Affordable Clarksville Homes under $100k

Ron Dayley
Coldwell Banker CM&H
111 S. Riverside Dr.
Clarksville TN 37040
931-552-1700 office
931-249-6598 cell


www.ClarksvilleHomeSales.us

each office independently owned and operated